MARINE FINANCE
QUICK QUOTE
QUICK QUOTE
Make Waves with Easy Marine Finance
There is nothing like being out on the water, and we would love to help you get there without the usual pressure that can come with finance. Whether it’s a boat, jet ski or something in between, we will handle the full process so you can relax and enjoy the journey. We will find the lender that suits your needs, manage all the details and keep things moving in the background. You will not have to chase anything or deal with stress. We will make sure everything is organised and easy to follow. You deserve to enjoy this experience, and we will make sure the finance part never gets in the way of that.
Feel free to use our Equipment Finance Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
| Period | Payment | Interest | Balance |
|---|
WHY CHOOSE A LEND FINANCE?
- Fast Approvals
- Low Rates from 5.99%
- No Hidden Fees
- Real Human Support
- Self-Employed & Low Doc Friendly
HOW IT WORKS
01
Apply Online in 2 Minutes
02
Get Matched with a Lender
03
Settle Fast - Drive, Ride or Launch
HOW DOES MARINE FINANCE WORK?
Marine finance allows you to borrow funds to purchase a boat, jet ski, or other watercraft, then repay the loan over time through regular instalments, typically monthly. The vessel usually acts as security for the loan, which can help lower your interest rate compared to unsecured finance.
At A Lend Finance, we work with a range of lenders to match you with the right option based on your needs, whether for personal enjoyment or business use. We’ll guide you through the process from pre-approval to settlement, making sure everything is smooth, secure, and set up for the long term.
FREQUENTLY ASKED QUESTIONS
What types of marine vehicles can I finance?
We can help finance a wide range of watercraft — including jet skis, fishing boats, luxury yachts, pontoons, and commercial workboats — whether new, used, or privately sold.
Can I get a loan for a privately sold boat?
Yes, we assist with private sale purchases regularly. We’ll ensure all paperwork and checks are handled properly to keep your purchase secure and hassle-free.
Do you offer marine finance for businesses?
Absolutely. We work with ABN holders, sole traders, and companies, offering structured finance solutions for commercial marine needs.
How long does approval take?
Most applications receive conditional approval within 24–48 hours, depending on your documents and the type of vessel you’re purchasing.
Will I need a deposit?
It depends on your financial profile and the lender, but we have access to low or no-deposit options for both personal and business buyers.
Can I finance a second-hand or imported vessel?
Yes, many lenders allow financing for second-hand and even imported boats, provided they meet age, condition, and compliance requirements. We’ll help you navigate the process.
