EQUIPMENT FINANCE
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QUICK QUOTE
Flexible Equipment Finance for Every Industry
Upgrading your tools, setting up a new or investing in equipment can be a big step, and the finance side does not need to make it harder. We are here to make it easier by handling everything for you, start to finish. We will take the time to understand what your business needs and then do the work to find the right loan that supports your growth and fits comfortable within your cash flow. We will manage the lender conversations, the paperwork and every part of the process, so you can keep showing up for your business while we look after the rest. It is about giving you time back and helping you move forward without the stress.
Feel free to use our Equipment Finance Calculator
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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WHY CHOOSE A LEND FINANCE?
- Fast Approvals
- Low Rates from 5.99%
- No Hidden Fees
- Real Human Support
- Self-Employed & Low Doc Friendly
HOW IT WORKS
01
Apply Online in 2 Minutes
02
Get Matched with a Lender
03
Settle Fast - Drive, Ride or Launch
HOW DO EQUIPMENT FINANCE WORK?
Equipment finance allows you to purchase or lease the tools, machinery, or assets your business needs, without tying up your working capital. Instead of paying upfront, you repay the loan in manageable instalments over an agreed term.
The equipment often acts as security for the loan, which can help lower your interest rate. At A Lend Finance, we help you compare lenders, choose the right product, and get approved quickly, so you can get back to work with the tools that keep your business running.
FREQUENTLY ASKED QUESTIONS
What types of equipment can I finance?
We can help you finance a wide range of equipment — from tools and trailers to machinery, medical devices, tech systems, and more. If it supports your business, we can likely finance it.
Do I need to be a business owner or ABN holder?
While most equipment finance is for business use, we also offer options for individuals depending on the asset and lender requirements. ABN holders and sole traders are commonly approved.
Can I finance second-hand equipment?
Yes, many of our lenders accept used or refurbished equipment, provided it meets certain conditions. We’ll walk you through what’s eligible.
How long does it take to get approved?
In most cases, you’ll receive conditional approval within 24 to 48 hours, depending on your application and documentation.
Do I need a deposit?
Not necessarily. Many lenders offer low- or no-deposit options, especially for established businesses or applicants with good credit.
Can I claim tax benefits on financed equipment?
Yes, if the equipment is used for business purposes, there may be tax deductions available (e.g. depreciation or instant asset write-off). We recommend speaking to your accountant for tailored advice.
Not sure where to start? Need help figuring out the best loan option. We’re here to help
